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Australian Government 5% Deposit Scheme for first home buyers

Australian Government 5% Deposit Scheme for first home buyers

Vidhu BajajPravin Mahajan
Vidhu Bajaj & Pravin Mahajan14 mins read • July 13, 2026
Offset account vs redraw: Which is better when refinancing your home loan?

Offset account vs redraw: Which is better when refinancing your home loan?

Pravin MahajanVidhu Bajaj
Pravin Mahajan & Vidhu Bajaj8 mins read • July 8, 2026
Why buying a home feels harder than ever

Why buying a home feels harder than ever

Vidhu BajajPravin Mahajan
Vidhu Bajaj & Pravin Mahajan10 mins read • July 6, 2026
RBA Cash Rate History: Every Decision from 1990 to 2026

RBA Cash Rate History: Every Decision from 1990 to 2026

Mahendra DuddempudiVidhu Bajaj
Mahendra Duddempudi & Vidhu Bajaj6 mins read • July 4, 2026
What is the Mortgage Loyalty Tax, and how much is it costing Australians?

What is the Mortgage Loyalty Tax, and how much is it costing Australians?

Pravin MahajanVidhu Bajaj
Pravin Mahajan & Vidhu Bajaj7 mins read • July 4, 2026
How to choose the right mortgage broker: Questions every borrower must ask

How to choose the right mortgage broker: Questions every borrower must ask

Pravin MahajanVidhu Bajaj
Pravin Mahajan & Vidhu Bajaj7 mins read • July 2, 2026
A guide to refinancing your home loan

A guide to refinancing your home loan

Pravin MahajanVidhu Bajaj
Pravin Mahajan & Vidhu Bajaj16 mins read • June 30, 2026
How your credit score affects your home loan

How your credit score affects your home loan

Pravin MahajanVidhu Bajaj
Pravin Mahajan & Vidhu Bajaj8 mins read • June 30, 2026
Can I refinance if my property value has dropped?

Can I refinance if my property value has dropped?

Pravin MahajanVidhu Bajaj
Pravin Mahajan & Vidhu Bajaj6 mins read • June 29, 2026
When is the best time to refinance your home loan?

When is the best time to refinance your home loan?

Pravin MahajanVidhu Bajaj
Pravin Mahajan & Vidhu Bajaj6 mins read • June 29, 2026
What is mortgage prison? How to tell if you are trapped and how to escape

What is mortgage prison? How to tell if you are trapped and how to escape

Pravin MahajanVidhu Bajaj
Pravin Mahajan & Vidhu Bajaj11 mins read • June 26, 2026
Home loans for first home buyers

Home loans for first home buyers

Pravin MahajanMahendra Duddempudi
Pravin Mahajan & Mahendra Duddempudi12 mins read • June 26, 2026
Page 1 of 12

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Credit Representative Warning & Disclaimer

Bheja Group Pty Ltd (ABN 31683827938), trading as Bheja.ai, is a Corporate Credit Representative (CR 570637) of Purple Circle Financial Services Pty Ltd (ACL 486112). Bheja.ai acts as a mortgage broker and provides information about credit products. While we compare a wide range of products from our panel of lenders, we do not compare all products or issuers available in the Australian market.

General Advice Warning The information on this website (Bheja.ai) and related social media channels is general in nature and does not take into account your personal objectives, financial situation, or needs. It is not intended to be financial, legal, or tax advice. Before making any decision, you should consider whether this information is appropriate for you and review the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) from the product issuer. We recommend seeking independent advice from a qualified professional before acting on any information.

Accuracy & AI Disclosure We are committed to providing accurate and compliant information. To support this, our Editorial Guidelines ensure validation of content. However, rates, fees, and product details are subject to change without notice and should be confirmed directly with the credit provider. This website utilises Artificial Intelligence (AI) to facilitate natural language interactions and generate content elements; however, all financial advice provided directly by our brokers is subject to responsible lending obligations.

Liability & Commissions Bheja.ai may receive a commission from lenders when you settle a loan through us. These commissions are fully disclosed in our Credit Guide and do not influence the objectivity of our comparisons. To the extent permitted by law, Bheja Group Pty Ltd disclaims liability for any errors, omissions, or losses arising from the use of this website.

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Bheja.ai is a corporate authorised as a credit representative (CR 570637) of Purple Circle Financial Services Pty Ltd (ACN 611 305 170)

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