Are you overpaying on your home loan?
Instantly compare your loan to the market and uncover your savings.




Compare 100+ lenders in one place
Ready to take the next step?
Let Bheja.ai guide your next move with AI-powered advice and personalised support—whether you’re buying, refinancing, or just exploring.
Ask Bheja
Instantly get tailored answers about rates, borrowing power, and the best lenders, available 24/7.
Talk to a mortgage expert
Get matched with the right broker,just chat with Bheja and let it do the work !!
Are you overpaying on your home loan?
How much can I borrow?
Estimate my monthly repayments
Learn. Compare. Decide.
Timely insights and expert analysis to guide Australians in navigating home loans and property markets with confidence.

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Frequently asked questions
What is Bheja.ai and how can it help me with my home loan?
Bheja.ai is an AI-powered platform designed to help Australians navigate the home loan market. It allows you to compare over 100 lenders, get personalised advice on rates and borrowing power, and connect with mortgage experts, whether you're buying, refinancing, or investing.
What types of home loan situations does Bheja.ai cater to?
Bheja.ai supports a diverse range of home loan needs, including first home buyers, refinancing existing loans, investor home loans, options for growing families, new migrants to Australia, and self-employed individuals seeking home loan solutions.
How does Bheja.ai use Artificial Intelligence (AI)?
Bheja.ai leverages AI to enable natural language interactions, allowing you to ask questions in plain English and receive tailored answers about rates, borrowing power, and lenders 24/7. AI also assists in generating various content and visual elements across the platform.
Is Bheja.ai free to use for comparing loans and tools?
Bheja.ai offers free tools like the Home Loan Health Check and Borrowing Capacity Calculator. While they may receive a commission if you apply for a home loan through their platform, they state this does not affect the objectivity of their comparisons.
Can Bheja.ai connect me with a mortgage broker or expert?
Yes, Bheja.ai can match you with the right mortgage expert or broker. You can simply chat with Bheja, and it will facilitate the connection to help you get personalised support.
What free tools are available on Bheja.ai to help with my home loan journey?
Bheja.ai offers valuable free tools such as the 'Home Loan Health Check' to help you determine if you're overpaying, and a 'Borrowing Capacity Calculator' to instantly estimate how much you might be able to borrow.