Smarter Home Loan Decisions for Australians
Tired of juggling lenders, brokers, and endless rate updates? Let Bheja.ai, do the thinking for you. We track the RBA cash rate, monitor your loan, and alert you when it’s time to switch or save.
100% free • No sign-up required • Built for you
How Bheja.ai simplifies home loan comparison?
Forget the old way of doing home loans. We’re flipping how Aussies think about home loans. No more endless comparisons. Just Ask. Check. Save. Monitor. Bheja makes smart home loan decisions effortless.
Check.
Enter your loan details, and Bheja compares it with the latest rates and products across lenders. Instantly see how your loan stacks up and where you could do better.
Ask.
Type your question, whether it’s about your rate, lender, repayments, or refinance options. Bheja understands your loan and gives you clear, data-backed answers.
Monitor.
Once you’ve checked or switched, Bheja keeps watching your loan. If rates change, or your lender’s offer becomes uncompetitive, you’ll get an instant alert, so you never overpay again. Automatically.
Save.
Bheja finds ways to save, whether by reviewing your repayments, restructuring your loan, or switching to a better deal. And when things get complex, our experts step in to handle it for you.
Real homeowners. Real savings.
Australians are trusting Bheja.ai with their biggest financial decision.
Debasmita Mukherjee
2025-10-28
I found Bheja.ai to be such a great DIY tool to explore mortgage options, no wall of big jargons, no judgement for my messy thoughts, most importantly no agenda trying to push sell anything, just a wa...
Always Seeking
2025-10-09
I found the calculator super easy and informative. Great to help me plan my next steps. I feel this will make our search and finance for a investment property super easy.
Ian Fletcher
2025-09-29
I tried the home loan health check and was amazed how quickly it outputted the results with a graph of how my loan compares. With an estimated savings of over 100 thousand at a click of other home loa...
20+ Home loan decision guides
Our detailed, easy-to-read guides help you understand your options, compare lenders, and make confident decisions about your property and home loan.
Mortgage Broker vs Bank: A detailed analysis for Australian home buyers and refinancers
Can I Use Super for First Home Buyer Deposit? - A friendly guide to saving smartly
Protecting Your Investment – Building and Contents Insurance Explained
Self-Managing vs Professional property management
Renovate or Rebuild? The Smart Aussie Homeowner’s Guide
Should I use my equity to purchase another investment property?
Frequently asked questions
Bheja.ai is an AI-powered platform designed to help Australians navigate the home loan market. It allows you to compare over 100 lenders, get personalised advice on rates and borrowing power, and connect with mortgage experts, whether you're buying, refinancing, or investing.